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Move Insurance

22 Jun by Tough Guys Moving

Move Insurance

Basic Insurance (included)

When you book your moving job with us, we provide Basic Insurance with every move.

Basic Insurance is based on the weight of the item for destroyed or non fixable items (based off $.60 per pound per article) – not based off the value of the item or estimated cost to fix the item OR up to 5% back, from the cost of the move, for all damaged items.

Basic Insurance is defined as such: $.60 per pound per article.

Example: if your item weighs 10 lbs. you will receive $6.00 for the item.

5% example: if your bill is $1000 you could receive up to $50.

Basic Insurance weight or 5% cannot be combined.

Please keep in mind basic insurance is not meant to buy an item at MSRP. It is meant to help get the item(s) fixed or help purchase a like item.

Full Coverage Insurance is offered but must be purchased before job.

    – Full Coverage Insurance is based on the value of the total goods being moved – not single item value
    – Full Coverage Insurance price is a non-refundable charge added to your move expense
    – Full Coverage Replacement is based on the current value of the item(s) NOT new value and will be sent to an insurance adjustor for a final value
    – Insurance will kick in only after the replacement cost reaches your $500 deductible
    – Full Coverage Insurance cannot be added once job begins

Cost for Minimum Full Coverage Insurance with a $500 deductible:

1 bedroom – $15,000 minimum value – $162 added to bill with a $500 deductible

2 bedroom – $25,000 minimum value – $255 added to bill with a $500 deductible

3 bedroom – $35,000 minimum value – $322 added to bill with a $500 deductible

4 bedroom – $50,000 minimum value – $358 added to bill with a $500 deductible

5 bedroom – $75,000 minimum value – $588 added to bill with a $500 deductible

This is the minimum insurance. You can purchase up to $250,000 worth of insurance.

ITEMS NOT INSURABLE

  • Items from a storage unit
  • Items not packed, in boxes, by us
  • All outdoor items
  • Dents, Scrapes or Scratches
  • Missing Items that were “loose” and not packed in a box properly.
  • Televisions not packed, in a box, by us (packing services must be purchased)